Capital one vs chase reddit.

With Venture X new cardmembers earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Currently, the welcome bonus for the Chase Sapphire ...The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...Capital One vs Chase travel portal. I've been a long time Venture cardholder for my everyday purchases, but never used their portal until I upgraded to the Venture X and needed to use the $300 travel credit. My experience was awesome while booking hotels. Quicksilver is mostly a flat 1.5% cash back card with a few travel multipliers that Capital One recently added. Platinum has no rewards. It's just a card to help people build credit. Edit: To add more context, the SUB is for what they deem “Excellent” which is atleast 3 years of holding a credit card.You can contact Mazda Capital Services (Chase Financing) at (800) 336-6675 for loans and (800) 227-5151 for leases. You can also create an online account at the Chase website. Mazda Capital Services is a program provided by Chase that allow...

Capital One’s main rewards program is known as Capital One Miles, while Chase’s rewards program is known as Chase Ultimate Rewards. You can earn Capital One miles by making purchases using …

Chase only pays 1% on non travel items... gas, groceries, etc. Capital one pays 2% on everything. Now I can use one card for my entire vacation and not worry I am leaving money on the table. Cap 1 pays for itself with the $300 travel credit plus 10,000 annual points worth $100.

Forward-Resort9246 • 10 mo. ago. Both card have low limit, so you are looking for lower level card like CFF/CCC. CSP is minimal approval for $5k, Venture/X is minimal 7.5k/10k. Id ask for CLI see if you are in the right bucket. If you are approved with atleast 5k on one card or 10k+ total limit, you can try there preapproval after a mknth ...If you redeem your points against travel purchases through Chase Ultimate Rewards, Chase will sweeten the deal and give you 25% more value for your points, making 10,000 points worth $125 toward ...Chase is the largest bank in the U.S., while Capital One is the 10th largest. Both Capital One and Chase offer different types of credit cards, including travel, …Capital One Venture X Rewards Credit Card - $1,275. Chase Sapphire Reserve® - $1,080. Capital One miles have a slightly lower average value of 1.7 cents each compared to Chase's 1.8 cents ...Foreign Transaction Fee. The Capital One SavorOne Cash Rewards Credit Card is a smart choice for international transactions since it doesn’t have a foreign transaction fee. On the other hand, the Chase Freedom® Student credit card has a 3% foreign transaction fee. Winner: Capital One SavorOne Cash Rewards Credit Card. …

The Chase Slate Edge credit card isn’t a rewards credit card, so don’t expect cash back or travel rewards. However, it offers a lengthy 0% intro APR for the first 18 months on purchases and ...

These two cards both offer first-year bonuses, totaling a similar amount. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases.

Chase has blocked my card once before for not putting a travel notice. I think both don't have an international fee. But finally, it's much easier to withdraw rewards from capital …Chase vs Capital One: Compare Banking Options. Chase has some innovative features, but Capital One offers far better rates on savings. Both banks have no minimum deposit, but while Chase favors higher deposits with better rates, Capital One rewards investors who commit to a longer term. Article update: August 31, 2023.I have Chase, Capital One, and Amex. I use my chase with regular purchases for the 1.5% because both of my Amex’s give me only 1 %/point per dollar, my capital one (venture one) gives me 1.25 miles per dollar, and my CFU gives me 1.5% which is the most cash back compared to the other cards. It used to be my daily card until I got my Amexs.If you are based in a city with big Delta presence, amex is better. That's useful if you travel a lot. Offers are better than Chase. Cell phone insurance. Better customer service. Chase is better for regular spend. Easy to offset the fees and much lower fees to start with (Chase trifecta is $550 in total).After doing their online form, Capital One said I was pre-approved for all their cards - they recommended the SavorOne and Quicksilver. I was going to choose the SavorOne because I do use food delivery about once a week on average, so the dining and grocery benefits would likely come to use. Chase Freedom Unlimited seems to have pretty much the ...Capital One Business Basic Checking charges $1 per $1,000 beyond the limit, compared with $2.50 per $1,000 with a Chase Business Complete Banking account. Advantage: Chase Business Complete …

Based on identical spending inputs, you’ll earn $234.72 cash back per year with Capital One SavorOne Rewards and $262.56 with Chase Freedom Unlimited. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread ...Travel Protections – Chase Sapphire Reserve: It covers up to $10,000 per person for trip cancellation (vs. $2,000 for Venture X), offers $100,000 in medical evacuation coverage, and provides $100 a day (up to 5 days) for lost luggage. It also provides Roadside Assistance for just $50. Sapphire Preferred has some of the same benefits, but not ...Capital One offers .20% of .75% if you maintain a balance of over $50K or 1% of over $100K. In terms of overdrafting, Ally charges $25 per day, Discover $30 per day, while Alliant is $25 per overdraft with no upward cap and Capital One is $35 with a cap of 4 charges per day.After doing their online form, Capital One said I was pre-approved for all their cards - they recommended the SavorOne and Quicksilver. I was going to choose the SavorOne because I do use food delivery about once a week on average, so the dining and grocery benefits would likely come to use. Chase Freedom Unlimited seems to have pretty much the ... The Freedom Unlimited card comes with a 3% foreign transaction fee, unfortunately. Meanwhile, the Amex Gold card has no foreign transaction fees. That means, for example, you can save $30 in foreign transaction fees when spending $1,000 on the Amex Gold card instead of the Freedom Unlimited card.Unrealistic to expect continuous credit limit increases with no justification. $19k is a very high limit for all but the highest income earners. Credit cards are unsecured debt and the creditors have a great deal of risk and exposure. I’ve had my cap1 card for about 15 years, no issues. Generous credit limit.

Hey guys Curious on others' thoughts on what would be the best travel credit card to apply for given the current state of both cards. CSP just released the 80k SUB offer (with potentially the 1st AF waived if applied in-branch), which is amazing at its $1,000 value for travel. 5x for travel booked through their portal, 3x on dining/online groceries except …

If you think that scandalous, mean-spirited or downright bizarre final wills are only things you see in crazy movies, then think again. It turns out that real people who want to make a lasting impression with their final wishes die all the ...One other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the $250 AF to make sense. Agree with the Venture X. I would also suggest downgrading the CSP to CFF if you do get the venture x and don’t use chase transfer partners. The transfer partners have the real ...Capital One Business Basic Checking charges $1 per $1,000 beyond the limit, compared with $2.50 per $1,000 with a Chase Business Complete Banking account. Advantage: Chase Business Complete …Forward-Resort9246 • 10 mo. ago. Both card have low limit, so you are looking for lower level card like CFF/CCC. CSP is minimal approval for $5k, Venture/X is minimal 7.5k/10k. Id ask for CLI see if you are in the right bucket. If you are approved with atleast 5k on one card or 10k+ total limit, you can try there preapproval after a mknth ...Quicksilver is mostly a flat 1.5% cash back card with a few travel multipliers that Capital One recently added. Platinum has no rewards. It's just a card to help people build credit. Edit: To add more context, the SUB is for what they deem “Excellent” which is atleast 3 years of holding a credit card.Chase sapphire preferred card - Which is the number one rated card in regards to points and gifts; Capital one secured - This one is the best choice in regards ...The annual fee is waived the first year. After that, you need to spend $9500 annually on dining and entertainment to break even. At four cents per dollar you should only have to spend 2,375 on dining and entertainment to break even. Well compared to Savor One, which has no annual fee, it's a 1% difference.

A friend of mine suggested I scroll through some different personal finance subreddits, and after spending hours doing that, I walked away with interesting and unique advice that's helped me save ...

TPG values Chase Ultimate Rewards points slightly higher than Capital One miles due to its superior transfer partners — we estimate that Ultimate Rewards points …

Generally, Chase is viewed to have better cards in general with the exception of the WF BILT as it does something unique and valuable. But Chase cards might not be as good for what you need and you can go with Citi, Capital One, or a dozen other banks. Hopefully this is helpful. bmanski22.I'm currently looking at Capital One Venture X and Chase Sapphire Reserve in part because visa is more widely accepted than something like AMEX, but am not sure which one to go with. They seem to have similar-ish benefits and the difference of $155 could easily be justified for me by better perks (eg. more established lounge network, more ...Capital One vs Chase travel portal. I've been a long time Venture cardholder for my everyday purchases, but never used their portal until I upgraded to the Venture X and …After doing their online form, Capital One said I was pre-approved for all their cards - they recommended the SavorOne and Quicksilver. I was going to choose the SavorOne because I do use food delivery about once a week on average, so the dining and grocery benefits would likely come to use. Chase Freedom Unlimited seems to have pretty much the ...The annual fee is waived the first year. After that, you need to spend $9500 annually on dining and entertainment to break even. At four cents per dollar you should only have to spend 2,375 on dining and entertainment to break even. Well compared to Savor One, which has no annual fee, it's a 1% difference.Better travel partners. $50 back in hotel credit. Better rental car insurance then Venture unless they changed that to match the venture X. The Venture is mostly a 2% back card with restrictions and an annual fee. The CSP is a dine card and rental insurance card underneath with some good hotel and airfare partners. The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service. However, if we have ...8 important differences between Capital One Venture X and Chase Sapphire Reserve. The Capital One Venture X and Chase Sapphire Reserve credit cards share several similarities as premium travel cards. But comparing these eight important differences will help you see which credit card is the best fit for you: 1. Annual fees. Capital One Venture X ...Capital One has many credit cards. SoFi's 2% credit card is good, but if you like a variety of benefits and cash back options, Capital One is the way to go. One of things I like about Capital One's credit accounts is the option to have an Authorized Manager for the credit cards, which mimicks a joint credit account holder.

Chase Freedom Unlimited: The Freedom Unlimited is a great everyday card. It has no annual fee and earns 3 points per dollar spent on dining and drugstore purchases and 1.5 points per dollar spent on all other purchases. Why they're a great pair: Both cards allow you to earn an impressive 3 points per dollar spent on dining and drugstore ...yeah this is interesting to hear. I never had a secured card, but capital one offered me the “platinum” card with a $300 limit with no credit. This is by no means a good card but still. After a few months my limit was increased by $1000 and i secured another capital one card with slightly better rewards and a higher limit. Capital One offers .20% of .75% if you maintain a balance of over $50K or 1% of over $100K. In terms of overdrafting, Ally charges $25 per day, Discover $30 per day, while Alliant is $25 per overdraft with no upward cap and Capital One is $35 with a cap of 4 charges per day. Instagram:https://instagram. rnation login rite aidresetting stack on safe combinationpink emo roblox avatardiscord meowbah After doing their online form, Capital One said I was pre-approved for all their cards - they recommended the SavorOne and Quicksilver. I was going to choose the SavorOne because I do use food delivery about once a week on average, so the dining and grocery benefits would likely come to use. Chase Freedom Unlimited seems to have pretty much the ... blender publixdangers in my heart mangadex It’s here! Your Chase debit card has arrived in the mail. It’s exciting because it pulls money directly from your checking account, with no interest or fees. However, you get many of the benefits of a Chase credit card. relias ekg practice test 6 26 comments Best vjack11 • 7 yr. ago The specific bank doesn't really matter. If the rewards are both 1.5% then you could start looking at smaller perks like automatic extended warranties, travel insurance, etc that credit card companies often throw in. But otherwise I would just pick one.29 Best Top New. Hell yeah, congrats! It’s easily my most used card. Last year got about $750 back on it. Savor One also covers internet and streaming. Getting 3% on my cell bill and Netflix, Xfinity, etc. Who’s your cell service?13 Jun 2023 ... ... Reddit's most popular cash back cards include the Chase Freedom Unlimited. ... or the Capital One Venture Rewards card. Although you can apply for ...